Access your Walmart Money Card account now!
If you're first time to login, you should click here to follow the on-screen instructions to activate your card. It only takes you just 5 easy steps.
And if your card has a security block, you also need to go online www.walmartmoneycard.com/sticker to unblock your card first.
Benefits of Walmart Moneycard:
Get 1% cash back on gas nationwide through 12/31/11. Learn more
The fee of the card is low. Issuance fee + Reload with cash at Walmart register + monthly service fee = $3.
No credit check.
No bank account required.
Just go to the website www.walmartmoneycard.com to learn more about the card and submit your application of Walmart Money Card.
97 comments:
no one told me when i purchased this card that there was an activation number on receipt. i am not able to get thru on the phone numbers listed on the card therefore i am un able to use this card. need help. i did not keep receipt. i even gave one as a gift and they cannot use the card. do not recommend this card.
My daughter got one as a gift and can not activate. I have spent more time on this stupid card and there is no way to talk to someone on the phone. The website was no help either.
DO NOT GET THIS CARD IF YOU PLAN TO ACTIVATE IT FOR A MINOR. My daughter was leaving on a trip and so I picked up a card the morning of the day she was to leave. For whatever reason, they could not verify my daughters information and after repeated attempts, the customer service rep was locked out of the system. Now I have to wait 7 - 10 days for a refund check, but that does me no good as my daughter needed the card that day!
I AGREE DO NOT GET THIS CARD, WHAT A PAIN IN THE BUTT......IT WAS SUPPOSE TO BE A SIMPLE GIFT CARD, NOT A NIGHTMARE.....I WAS NOT HAPPY WITH THE SERVICE I GOT IN THE STORE, THE NUMBERS ON THE CARD OR THIS WEBSITE......I DON'T FEEL THEY NEED THE IMFORMATION THAT THEY ASKED FOR....FOR THE AMOUNT THAT WAS ON THE CARD I FEEL THEY SHOULD GIVE ME AT LEAST 3 TIMES THE AMOUNT BACK FOR THE FRUSTRATION
this was an awful experience tried to activate a card online and went through the whole process and then it came up your refund has been processed please allow 7 to 10 days for processing then had to wait 30 plus minutes to speak to anyone. at the end of the phone activationyou are asked do you want a second card so you better not have more than 1 because you will get an automatic refund whether you expect it or not and god i hope you dont depend on this means to pay any bills over the phone. so do i agree with these walmart prepaid visas absolutely not. more stress that its worth.
SCAM! What a nightmare! Yes, I made the mistake of not keeping my @#$! receipt (which has the activation number, God only knows why its on the receipt) so of course, now, I cannot activate, use the card or get a refund. I've called about ten different numbers - useless. I've spoken to Walmart managers - incompetent, rude and hopeless. I've even tried Visa directly, since it has the Visa logo, and they don't seem to want any responsibility. If important documents such as birth certs, Social Security cards and credit cards can be recreated if lost, why can't I be helped with my lost receipt of this @#!$%! money card? Not only will I never purchase another Walmart money card (of course), I will also never shop at Wal-mart again.
If you purchase this card prepare yourself for a looooooooooooong period of frustration, disapointment, and a lot of other words that discribe despair. Please do not purchase this card.
This card is a scam. I have been trying to activate it for two days now. And I do have all the information I need. I am calling my local Walmart and putting in a big complaint. I just called again on my phone and got hung up on. What a rip off!
Tammy
I love this card, me and my husband both couldn't stop spending money till we got this card! now we can have money to pay our bills and money left over, I even went on line and paid a bill with my card. If you want to save money the card is the way to go! I love it!
renea callaway i applied for the card about two weeks ago and i still don't have my card they wanted something with my name and adress on it and i fax it to them and i still haven't recieved my card yet
What! Are you crazy? This card sucks!
First, it does not save you money, I have no clue where you got that idea. Second, everytime you you buy gas,they keep out an additional $35.00. Best part is that the $35 per gas transaction wont clear for 5 days! 5 DAYS PEOPLE!!!!!!!!!
If you are on a trip and stop for gas 3 times, thats $105.00 that they keep out of your account for 5 DAYS.
I bought this card as a gift. Imagine my embaressment when the person I gave it to had to spend over an hour trying to activate this thing, was asked all sorts of personal information (that will be sold to mailing list services no doubt) a ssn is not a legal form of i.d. and I don't see how much damage the "terrorists" can do with a $100. debit card.
This card is a rip-off. I ended just giving the person the $100 cash and now I can try to deal with these hustlers on my own.
My best advise:Run,don't walk away from any dealings with this scam.
What a scam. Did you notice that even though it takes 7-10 days to get the card (if you can get the stinking thing activated at all) they charge a maintanence fee of 3.50 a month after 10 days?
This thing is a major rip. not only will I never buy one of these again I will not shop at Wal-Mart again.
They even try to suck personal information out of you just to post these complaints.
Phyllis is back~My card got me from Texas to Florida, paid for all my gas. If my card didn't save money for me I wouldn't have made it to my Paradise Island, I love you card, And I love my Island!!! Didn't take nothing out for gas. And if you can't afford $3.00 a month out of your card I feel sorry for you!!
My daughter was given this card by our pastor and his wife as a graduation present. No receipt was given and there is no way to activate this card or no way to talk to a person to help activate this card. I would never recommend purchasing this card for anyone.
Phyllis said; you need to ask your pastor for the receipt and tell him you need it to activate the card, Im sure he wouldn't mind giving it to you as he is a pastor.I still am using my card just fine. This card is even good for renting cars, as you can't rent a car without some kind of a credit card! Works great!! Thank you card!!
It looks like "Phyllis" might actually be "Wal-Mart" since she is the only one who has positive things to say about this CRAP CARD! I am SO FRUSTRATED! I got this card as a gift and took the card out of the package and threw away what it came in...I have NEVER had a giftcard that you need to have a receipt to activate it! TOTAL SCAM
Phyllis said~ I wish I was Wal-Mart, I would be so rich I wouldn't need this card, but how ever, I'm not! That was your fault you lost your receipt, not the fault of the card! I just had fun shopping with my card, got to buy all of my work clothes with the money I saved up on my card, so without my card I couldn't haved saved a penny, as when I see cash in my purse I spend it. I recommend this card for anyone who can't save money like me , Thank you again card!!
This is stupid. I have been trying to activate this card for over a week. Now that my temporary card has been activated, they want a utility bill with my name and address on it and other stuff that I faxed in, but still they are unable to approve anything. I don't even think that they need those informations. Just a waste of time.
Yes, activating the card was a pain in the hanabacha but it sure beat sending money grams at $11 some odd dollars a pop. I am my daughter's payee and I just got tired of filling out mo, cashires checks and such to send her money during visits elsewhere. I am truely sorry you guys are stuck but, my daughter and I consider it a blessing. Hopefully I will figure out h0ow to put money on it online instead of going to walmart to do it.
I use these cards often for online purchases. My only complaint is the limit that you can load on them. It took me three cards to get everything I needed from the Apple store (2 for the computer, 1 more in a seperate order for software and extended warranty) but it was easier than ordering by phone and waiting and worrying about a $3,000 check going through the mail. I only use them once - the monthly fee is ridiculous - just cut them up after I use the money.
This card is good for people who cannot get a checking account and a credit card because they were reported to Cheksystems and/or have bad credit.
It's only $3.00 to cash and load a paycheck onto the card.
You can use it for online purchases, including renting a car and reserving a hotel room.
This card is a good thing I got two cards on with my name and with my girlfriend and on same account no problem activation no problem no problem whatsoever with the card. Walmart staff were great. And helpful. Thank you
I am so sick and tired of people complaining about Walmart. If you're so unhapy with everything about the store, then why in the world do you keep going back. Only a moron doesn't look at their receipts, and you're not too swift either to the person that just threw the packaging away for a card that you didn't even activate yet.
I purchased a walmart student edition for my daughter. I was unable to compleat enrollment with my daughters information, due to the walmart specialist not beinging able to verify my information. I informed the specialist that I was recently married and my name was not the same as on my social security card. I was informed to fax info. I dont have a fax machine or access to one. I was told to go to walmart & use card to purchase another. My daughter lives out of town & still can't get her card. this will cost me $6.00 x 2 = $12.00 to replace this card = $3.50 mo. fee. The parent load card is not effective. The walmart specialist is not a specialist. Plus they have access to all you personal infomation.
The card is good for things the other credit card can do but not for renting cars. I had a terrible experience couple of weeks ago, after making the reservation with car rentals on getting there, I gave them my walmart card, they told me point blank we do not take walmart card.I told them they can check it out that there is money in the card even ten times more than the required for deposit, they vehimently turned me down.Not only one car renting company it applied to Budget, Enterprise,Fox just to mention a few. I think the company should be able to help out with this situation
Gary
I just tried to use my card and I was keeping a balance record of money spent.I had money let in my account and the card said, when I
ran it through the card processor, it came up no money in the account.Now, I say where the heck is it? I'm going to cancel my card out.It cost $3.50 everytime I load it with money.That's not saving money!!! I can do better at my bank for a debit card
don't get this card somehow my name was not on the card. another person in my family's name was on it yet I could loaded the card with my check card but the card went through check system and stop payment put a note on my account and I had more than enough money in the acct. Don't get the card please.
First of all, you must be an idiot if you load money on the card and then don't keep the receipt. It states right on the the temporary card pkg. and also the receipt, "Keep this receipt for your records"! I am on disability and have my check direct deposited on this card, and have never had a problem. I have also bought things online at Ebay, Target etc. no problem there either. Of course they authorise abut $75.00 when you buy gas, but it's always reversed when you complete the transaction, and the gas station determines how much to authorise, not GE Moneybank who issues the debit card, nor WalMart. Also use it as "Debit" not "Credit" when you purchase. Cmon people, you have to be smarter than the card. I think it's a great debit card. Provided you have more than a 5th grade education. The card is not a scam.
Hello, For Those People Who Lost Their receipt, Which Has The Activation Number & Pin Number. Have The Visa Gift Card With You And Then, Call 1-877-965-7848, For Activation & a New Pin Number. You Will Be Asked A lot Of Personal Information For Security Purposes Prior To Being Assisted By a Wal-mart Visa Money Card Respresentative. Good Luck.
If you can get a debit card through your financial institution, then you should do that. For other purposes, then this is a good deal. The $3 reload fee and $3 monthly fee is very reasonable. I had no problem activating the card (I got the student version with two cards), and also reloading money onto the card. If you are careful about how you use the card, it should be very useful. I particularly like being able to get the balance via text messages on my cell phone. If you can't manage a small amount of complexity, then you shouldn't get one.
I have used the card more than once. I have no problem activating it but, the fact they charge you a fee every time you put money on it when you pay for the card to begin with!!! Then you also get money taken out for fees!!!! The card is a rip further more at some places it doesnt even work.... and sometimes will say I have inssuficent funds when I put money on tghe damn card and haven't even used it yet..... I hate it and wouldn't reccomend it to anyone!!!! And this Phylis person clearly works for Walmart or has no life to spend so much time praising this BS card just because she doesnt know how to be responisble with Money in the first place!!!!
This is that Phyllis person, and no I don't work for Wal-Mart, haha! And I'm still using my card with no problem,sorry for all your problems with it, but I just don't have issues with it~Why you put me down just because I dont have any problems with my card and you do?? Thats not nice!!
The Visa money card Sucks and is a Scam!
I have had this card for over 2 yrs and never had a problem. First thing that I see with these posts is that everyone has misunderstood it to be a gift when it is NOT. Gift cards will say that they are so, if you read the information provided on the package, it will tell you that it is a prepaid card. Which means you load a balance on it, and can purchase items on it, just like a debt card to a checking account. In fact, look at it exactly as such. Second of all, it says right on the card how to activate the card and where the activation number can be found. I just bought one for my husband recently and activated it. Third of all, anyone with common sense knows to keep the receipt, even if it for a gift, just in case it needs to be taken back or something. I know my parents taught me that as a child. And yes the cashier should have told you to keep the receipt, but sometimes they don't unless YOU ask them how to use it. Lastly, didn't anyone teach you to read ALL of the writing on the card package???? Don't tell me that no one kept their packages either.... All of this is common sense, and so far from what I have read by most of these posts, is that not many of you have any. Go whine to yourselves for not having enough brains to read all of the paperwork and not keeping the receipt.
I LOVE this card it's awesome I have never had a problem always good customer service never a problem. It's great to have the freedom of a debit card I can never overdraft on or the bank puts through debits even though your overdrawn. When this card is emty it's done till you reload it. My fiance' & I beleive if you don't have cash you don't need to buy it, so this is awesome since we do not use credit cards we are still able to purchase online & use for rentals of hotels , cars & even buy our airline tickets inadvance:) We love it!!!!!
I got this card on November 9, 2009, followed their procedure in trying to activate it, but ended up regretting the decision to obtain the card. I was directed to fax lots of documents which i did the next day, but up till this moment, the temporary card is neither activated, nor have i received any other personalised card from Walmartmoneycard or received even a call from them. Could the management of this big company deliberately close their eyes over this type of act? America should please help me recover my money!
That person talking about common sence and Phyllis don't really care about our problem. They are probably rich people that wanna make us feel bad cuz we have problems activating that stupit VISA card. A lot of times we do NOT keep the rec. cuz there is a 1800 # on the back of the card if you have any PROBLEMS, but customer service is not that important to some people. I am upset at walmat cuz they don't want to deal with the problem, I tried to talk to them and they said "sorry there is nothing I can do for you, I recomend you keep the package and gift card together" like that is gonna do anything for me, I got the visa gift car 08/29/09 and still haven't talk to anyone that can help. I DO BELIEVED 110% CUSTOMER SERVICE
Hello,
I purchased my money card a few weeks ago,and while preparing to activate it stumbeled across this page. Ibecame very discouraged about having this card because of all the negative postings- but since I had purchased it I gave it a try anyway- i must say I have been very please with how easy it was to set up the card. I recieved my permanent card right a way. I have already been able to pay bills faster by using the visa feature vs mailing in money orders as I had been doing previously-- yes there is a fee of .88 cents to pay bills, but that is still cheaper than a money order so I am very satisfied with this purchase. Thank You Walmart for continuing to offer your customers great way to do business.
lost activation code
e-mailed louisiana attorney general
with complaint
it took about a month - but today i
received an activation number
good luck
THIS CARD ROCKS! We love it. We use it as a regular debit card, our direct deposit goes directly to it. No over drafts, bank problems, creditors... It helps us manage our money to a T. As we were out of control with a regular bank card. So anyone that used it as a "gift card" and hated it, well its not meant to be used as a gift card. Thats why its call "money card". Its for you to put your money on a card and use it as a debit card. And those who had activation problems, pay attention when your buying things like this. Dont just get info from a cashier, get info from customer service!... Ur playing with your money. As i stated earlier we love the card, its awsum!. We think it was a great idea!... Dont knock it until u get a full understanding of the card and its usage...
THIS CARD IS "GREAT" IF YOU FOLLOW THE INSTRUCTIONS GIVEN BY WALMART WHEN YOU PURCHASE IT AND LISTEN TO THE CASHIERS. I guess many of you are did not or do not LISTEN TO OR READ THE INSTRUCTIONS. Is there any wonder we do not hear our WIVES, HUSBANDS, CHILDREN, bosses, ministers, and other important people. A mistake on your part does not make it a bad idea on the part of WalMart. This card is so SIMPLE AND INEXPENSIVE - HeXX,I wish I had used the idea, I came up with the Prepaid Card idea about 30 years ago but didn't check for the patent or see if it was out there becaue I did not have the money. I hope you all will buy a card, listen to the cashier, save the receipt, follow the instructions, and SAVE, SAVE, SAVE. IT IS $$$$$$$$$$ IN THE BANK, YES IT IS. THIS ON ONE WAY TO GET MORE SAVINGS FROM WALLY WORLD. THANKS GOD FOR WALLY WORLD ON THIS THOUGH I HATE THE LONG LINES DURING THIS TIME OF THE YEAR AND CHOOSE MY HOURS TO SHOP. READ THE INSTRUCTIONS AND SAVE THE RECEIPT UNTIL IT IS ACTIVATED!! PEACE IN AND MANY SAVINGS IN FLORIDA,
LESTER
Yea this card is great. Its amazing to see how many cant follow instructions lol
I only have one problem maybe you all can help me. I like wal-mart, They did not tell me i need the receipt but i keep it and the lady on the phone said I could us it now. So I tried to us it on those movie box's at wal-mart but it said there was a problem with it and did not go thought. Can it be used on the red movie box? And what do i do to fix it. My kids want to see movie tonight but I have no bank account and no other way to get movies so I tried this. Can you help me.
I will never ever never buy this card again,it was a HUGE disappointment to myself and those I gave to as gifts,ruined the gift part of this holiday,DO NOT BUY OR RECOMMEND THIS CARD AT ALL !!
The card is not bullsh** but the customer service department for them are. My 16 year old got Xmas money loaded on one of these cards, he also just got his 1st job and we thought this would be a great start for him to learn to manage his money with him being under age we were not able to activate the card. After giving the CS rep my info (I'm 40) they said I could not be verfied. I got upset but not rude and asked to speak to a supervisor and was then hung up on, when I called back they could not mysteriously find the card # or activation code printed on my receipt. Long story short, they are SUPPOSE to send me a refund check which will take 10 business days and my son is without a Xmas because we loaded $250.00 on this stupid card. It was such a headache just to try to get activated, I can't imagine having to deal with this people on a regular basis, not helpful and very rude.
The point of placing the activation number on the receipt is so that a good number of people will lose or throw away the receipt before the card is activated. This way Wal-Mart makes money without having to sell anything. It's a predatory practice that at some point will result in a class action suit against this retailer. My daughter received three of these for Christmas from her mothers family. Why they bought these instead of gift cards is beyond me. I am certain that since these were bought during the Christmas rush that the cashiers couldn't be bothered with telling each person to be sure to keep the receipt so that they could activate the card. Again this is a predatory business practice, meant to fleece their customers out of hard earned money.
I have read all of the comments about the WMMC. I have had one since it's earliest conception. First of all, you must apply the old standard, "Let the BUYER beware". The one who writes the most, complains the most, seems to be intelligent enough to actually READ ALL of the instructions that come with the WMMC.Some of you fail to understand the new concepts of this EFT banking & YOUR responsibility in asking for a WMMC. Step up and be an adult, grow up!! Stop complaining to those who can do NOTHING to solve YOUR problem and ask what we CAN do to help you solve some of these issues you are having. First of all, I agree with comments to LISTEN to CS, and ALWAYS save ALL of your receipts.
I received a Walmart MoneyCard as a gift and I was given the activation code. I looked through what the card was and decided that with all the costs/restrictions associated with the card that I would not use this card. I already have a Credit Card and a debit card so I didn't need one that charged me $3 each time I put money into it, had no real customer support and has issues handling possible fraudulent charges. Reading the fine print of the Cardholder Agreement gave me the answer. Section 1 states "If you do not agree to this Agreement, do not use your Walmart MoneyCard, save your receipt, and cancel by calling toll-free (877)937-4098. We will refund the amount loaded to the Temporary Card and any fees you paid if you cancel before it is activated and before anyone uses it."
I called the number, got to a live person, gave them the activation code for the card and told them I wanted to use the MoneyCard as a debit card, using a pin (the temporary card, I didn't want the personalized card), without giving them all my information (which includes ssn) or I wanted a check mailed for the amount on the card. I am expecting the check in a week or so (They officially say "7 to 10 days").
So, for anyone that gets one as a gift etc, read the fine print. If your not comfortable with it, cancel the card and have Walmart/GE Money Bank send you a check for the amount on the card.
I like how 2 different 'Phylis'es answered, troll much?
Someone said to keep packaging...what packaging? I got the card as a Christmas gift. The name on it is 'Valued Customer', so it's obviously not something they have personal information loaded on, so why they would ask that for validating it is beyond me. DO NOT buy this card as a gift card thinking someone could use it anywhere. There is also no reason a product would have information on the receipt of the purchase instead of in the packaging, no one keeps receipts for small purchases, and they don't say to keep it.
Simply put, I don't know if the card is good or not. I received one for Christmas with 25 dollars on it. I suppose it is not intended as a gift card per se, but it sure looks like one at first. The info that says to keep the receipt is on the inside flap of the package, in small print. Now, I've gotten gift cards of this kind before and you don't need a confirmation code to activate it. Unfortunately my cousin didn't keep the receipt. ! important point to make though; a Social Security Number is not an I.D. number that you should have to hand out. Any guy in a call center could get the number and use it . This is irresponsible on Wal-Marts part.
So if you want to give a Visa gift card, go to Target. It's easier.
gave card as gift,no one told me when i purchased this card that there was an activation number on receipt.The phone numbers listed on the card is a wast of time, therefore i am unable to use this card.I did not keep receipt. Do not recommend this card.I also post this to myspace and facebook, and to all user at both of my jobs.
Giant Friggin Scam. Not once did anyone mention an activation code on the receipt. I bought two for friends for christmas. Wal-mart no longer reprints receipts in my town, convenient, and i have no way of getting my money back. I understand that it may say on the inside packaging in small letters to keep your receipt, but as a lot of people were buying them as gifts for other people, who the hell is gonna rip open the packaging? Overall GIANT SCAM!!! For people saying it's a great card, i'm sure it would be if i could use it, but wal mart has made that impossible for me at this point. So frustrated.
what a dumbass town...KEEP RECEIPTS PPL!!! geez it's not that hard..
Looks like I'm not the only one who got screwed on this Debit Card deal! I'm glad I don't shop there! Greedy, fascist pig BASTARDS!!
Anyone who is so dumb as to not read up on something before purchasing it deserves to be ripped off. I have had my card for two years and have 0 complaints.No hidden fees. Stop complaining and get over it. Lots of stores do no receipt no refund. You would keep the receipt if you bought a tv so ummm duh keep the receipt for anything till you can use what you bought.
I really had a bad experience with this card from activating it to the first time that I have used it and decided to have the card canceled. Guess what, I bought another one but this time i read the package. I found out that it was clearly stated on the package that there are minimal fees to use the card. I also called the 800 number and ask questions on how the card really works. I figured out that if you would only try to understand how it works then it would really help you a lot. I would only recommend for you to read and ask questions if you had a hard time understanding what you have just read. Only a fool would make himself/herself a fool pretending that he/she know everything.
I am trying to find out how to activate my card with out an activation number.... I lost it and can't find it....
If you read through the comments you will see that they are almost all negative. I agree. I bought this card as an Xmas gift for my granddaughter. She can't activate it and won't because of all the personal info wanted. I have tried to get a refund. A very nice Walmart asst mgr. even spent over an hour trying to help me--he couldn't so it. Never again. Get a Simon Visa card--no activation fee, no fees at all if used within a year.
I work at walmart and since there are a lot of people that don't care to help each other I am going to shed a little light on this subject. Hope it helps a little atleast.
This is not intended for a gift card, if an associate says so do not listen to them. Use the visa gift cards they come in $50 or $100 increments.
Remember when you bought the card, if you remember what day it was you can call walmart and speak to someone in the accounting office or cash office. They may help you find your transaction so you can retreive your activation number.
Cards cannot be refunded in the store, unfortunately.
Associates have one number for customers to call for refunds, its 1-800-937-4098
Had my card replaced due to lost but not sure do I use the old PIN or how toget new PIN. Tried to resolve this but was denied access due to error during birthdate(which is 01/29/52). Can someone help? Emailis warric329mcc@aol.com
I got this card for a wedding gift and I'm adding to the list of very disappointed customers. I called 1-877-937-4098 so many times with no help I just gave up. THIS CARD SUCKS.
My son got two of this Wal-Mart Visa Money Card back in December as gifts for his birthday, without the receipts. The receipts were thrown away by the givers, they were unaware that they had to keep the receipts since they did not read the small prints and they were not told so by the cashiers. I called customer service, stop at Wal-Mart and was not able to activate the cards. Though these posts I followed de instructions from another writer and was able to active the cards.
“Anonymous said...
Hello, For Those People Who Lost Their receipt, Which Has The Activation Number & Pin Number. Have The Visa Gift Card With You And Then, Call 1-877-965-7848, For Activation & a New Pin Number. You Will Be Asked A lot Of Personal Information For Security Purposes Prior To Being Assisted By a Wal-mart Visa Money Card Respresentative. Good Luck.”
October 21, 2009 5:19 PM
What I learned through this ordeal is that at least 30% of these types of prepaid cards are uncollectable! Yes, buyers should be aware of their purchases. But the way this type of product is marked it sure can fool even a smart consumer!!!
okay, I have one of these cards and had no problems activating it. However, Deactivating it may be another issue; have not arrived at that point yet. I use it mainly for online purchases as I live in b.f. Egypt. So far no problems. I do believe some of the problems the people on this blog experience are legitimate and some are individual human error. That being said - let me be blunt. I'm going to say that the majority of us using this card have a sorry credit rating and can't get a legit c.c. or manage our bank accounts very well. the other ones here using it for gift cards... well... I believe it has been noted a few times here that it is not a gift card, and should not be used as such. There are other cards sold at adulterated name brand-mart designed for that specific purpose. Again, i'm sure this card has its issues, but we really have no room to complain, years of feckless money managing has led us to this quasi-credit/debit card.
So far ao godd. My husband has had his card for months now and we have had no problems with it. I just recently started a job and chose to get one of these cards as well.I was told, when purshasing it, to keep the reciept.so they even stapled it to my card pack. (so all those that don't pay attention to the cashier or the reciept.....PAY ATTENTION!!!) Went home and got online, used the reciept with the code # on it, and have NOT had any problems with any of the process or card at all. it's a great way to put money on a visa and do direct deposit if you don't want the hassle of going through the credit checks. I would recommend it to ppl. (and let them know to keep the reciept, just as another reminder to them if not told in store)
Wow! We truly have become a whiney, lazy society. When you purchase something, I thought it was our responsibility to read and educate ourselves. Even if the directions are above the 7th grade level of comprehension, there are numbers to call to help you set up these cards. Read carefully, ask a few common questions and this card should be a real asset. Otherwise stop complaining and write a check!
any one who buys one of these cheap cards may aswell send me there money to hold for two weeks because thats how long it will be before you see it again,they gave me a bad activation # with mine,its a scam to get your ss# and other personal info,if you call customer service you cant even understand them unless you speek 5 languages..DONT BUY THE CARD JUST KEEP YOU CASH OR USEIT TO START A FIRE!!!!!!!
I love this card. My husband and I had trouble with checking due to our lack of communication about who was spending what and ended up with oodles of overdraft fees. We have this card now...admittedly we have learned to communicate better...but guess what there are never overdraft fees. We just got back from vacation where we used it for our resort stay....again no problem As for fees...with direct deposit there are no monthly fees or loading fees. It can be hard to manage money at times and if you screw up with a bank account the amount of money it costs to get out of it is even higher. COmmon sense folks and a sense of personal responsibility goes a long way.
this card is the best n i love it too..:)..u would seriously hav to b dumb if u cnt use this card correctly lol..pathetic!! cn u say go bk to school..phyllis knows wat im tlking bout..it's NOT a gift card ppl..its to help u frm having problems wit banks n all that other crap..i cn use this anywhere..i took a trip to tahoe n had no problem paying for anythng..its the greatest!!!! deff recommend this card to ppl who r smart n hav common sense lol
I got my card several months ago and didn't have a single problem with activation and have never any issues with refunds. I've had refunds made to my card several times. The funds are always back in my account when they say the will be if not sooner. My husband got his card not long after me. We paid the $3.00 fee to load the cards with our paychecks for a few weeks, but now we both have our paychecks direct deposited to our cards every pay period. We never really notice the $3.00 monthly fee because we are saving so much every month in check cashing fees. We use the card for everything from grocery shopping to buying things online to paying utility bills. I haven't tried to rent a car yet, but I use it at Redbox and Netflix. If you have a bank account I don't see why you would use this card. But, if you don't and can't get one this is wonderful. I don't think I would want to use the MoneyCard as a gift card, though. I would just use the WalMart Gift Card or even a Visa Gift Card. They are easier to use in that way because that's how they are intended to be used.
I WISH EVERY SINGLE PERSON COULD BE TOLD HOW BAD THIS CARD IS, BUT MAYBE IF EVERYONE WHO HAS ONE WILL POST A COMMENT AT LEAST A FEW FOLKS CAN BE SPARED THE GHASTLY EXPERINCE OF BEING IN POSSESSION OF THE Walmart "NO" Money card. My wonderful bosses at work were generous enought to give me a $300 card for Christmas. Well since I don't have the receipt, I cannot activate the card. IT MUST HAVE TAKEN QUITE A WHILE TO COME UP WITH A SYSTEM THIS STUPID!!!! Just think how much money walmart makes off the cards that are never activated. You CANNOT get a person on the phone at either of the numbers on the card, the system eventually hangs up on you if you do not provide the receipt #. DO NOT, I REPEAT 100 HUNDERED TIMES, DO NOT UNDER ANY CIRCUMSTANCES GET ONE OF THESE CARDS!!!!!!
I completely agree with the other comments that this should be illegal. But guess who has the power?
I had a bad experience as well. I hopped online found all these negative reviews, and decided I would get a human being to cancel my card, come what may. I went to gethuman.com and managed to cancel my card in under a minute. Here is the link. http://gethuman.com/WalMart_MoneyCard-customer-service_977.html
It is my recommendation that NO ONE buys this card. My son received one for a graduation gift and like many cannot activate it. For those who put blame on the one who purchases the card without reading the instructions-there is NOT 0ne mention of needing the receipt for activation. This small print notice is on the INSIDE of the card. So unless you open this card before giving it to someone-and who does that?-you wouldn't know this! I will go to extreme measures to get what was paid for!
All of you are complete MORONS!! OMG with all the technology of the world today you idiots don't understand simple instructions?? Just got my 2nd card..activated it over the phone w/o any trouble balance was transferred to my new card...I swear..where are you people from?? This is a GREAT card to have for account protection..No one can steal it and run up a huge bill you would be stuck with..Kudo's
1st of all phyllis needs to find some friends so she can go on facebook and chat and not on the walmart comment site. I had no problem activating my card I did keep my reciept but when I went to use it at walmart it wouldnt work. The manager came up and tried then said oh well and walked away well I had people in line begind me and I knew there was money on the card hadnt used it yet and even still had the reciept with me they didnt care and then I came home and called and they saw where I tried to purchase something but couldnt help me with why it didnt go through.Ive now got a big headache and will never recommend this card to anyone Im going on facebook and letting all my friends know waht a big pain this is they have my money and I cant use it
just ot this card 3 days ago activated it went to use it at walmart it would not work.Still had my reciept but the so called manager said sorry.Was she ever. WALMART DOSENT CARE that they have my money i know i wont get it back they must need it to buy rice for the children in their sweat shops in china. TO all the mindless who say good things about this card how do u like working for them and making minimum wage. Let me know when the next lawsuit is
i bought the wal-mart card some months ago i did have a problem1st with my card i try to pay a bill and it didnt accept my payment but, other than that the card is ok i use it all the time i only hate that you have to pay 3.00 to reload.
Sue, you need to remember what register you purchased it at and approx what time and they can look the receipt up and reprint it for you. i had the same issue. and they acted like i was an idiot for not knowing to keep my receipt. i will NEVER purchas eanother. the one i purchased originally still declines randomly and has yet to ever work online. great rate, TERRIBLE card and customer service. good luck talking to a person. the dont even give an email address for contact!!!!
hmmmmm sorry you all are having problems with your cards. I have one as does my husband and daughter and none of us has ever had a problem with our cards. I love them. I pay all my bills online with it buy gas and make purchases at the store with it and there have never been any extra charges....it pays to do your research before you buy people. It's well worth the time. Sorry for all that has happened to all of you.
I have activated this card and didn't purchased anything for 3 weeks.Now if i want to check my balance,it asking for activation again. lost my receipt and cannot contact customer care since it ask for activation first.
I've had 2 cards(1 for purchases and 1for bills) for a couple of years now. I really love them. The only negative is if you need customer service, it can take a while your first time to figure your way through the system to reach a person. Not a big deal, though. As for people who didn't keep your receipt, that's not Walmarts fault. If you even purchase minutes for pre-paid cell phone cards you have to get the activation number from the receipt sometimes. One time I accidentally threw away the receipt. I realized that was MY fault and just bought another phone card. Just use common sense and take responsibility for your actions.
This is a BIG SCAM by Ripped Off Artists WALMART and GE Money Bank. GE is controlled by WARREN BUFFET. So go ahead and buy this card if you want to make Warren richer. STAY AWAY FROM THIS CARD. IS IT A SCAM.
me and my boyfriend got this card and have had no problem with it if u looked at the back of the thing the temporary card came in it tell u that u have to have the walmart receipt for activation... I went online activated it with no problem at all...used it online the day i got it with no problem...we both love it
All you who happen to buy gift cards at walmart...I got news that Thieves are target the walmart gift card number without stretching the card to reveal it's hidden number.
they use some kind of electronic device that scan those numbers so when you buy one of those cards, the amount on the card is no longer valid. the theives already clean out that cards and unbeknowing to you. you call the walmart company they cluelessly they don't know nothing about this scheme... BEWARE!!
WalMart money card is the WORST card I have ever seen…EVER. I bought $500 worth of cards for Christmas presents and they all have issues. DONT EVER BUY ONE! Go to Target and pay 95cents more for no hassle!
I have had a WalMart MoneyCard for a couple years now, and I had no problem activating it. Of course, I was born with a brain, so I read and followed instructions. Do they charge a $3 monthly fee? Yes, but that is lower than the annual fees of most credit cards. Besides, what do you think they use to pay the customer service reps that have to listen to all these morons whining because they were too stupid to save the receipt. Im sure some of you have valid issues, but if your issue is you are retarded, then blame it on your IQ, not the card being the card. But then again, maybe you don't have enough sense to do that either.
The cashiers should tell you that you need the receipt. It is all well and good to say that it says so on the package, except for the fact that they are for sale right next to the register. This prompts "impulse buys" that are not conducive to reading the entire package, especially with all of the writing on those cards. Bad deal.
I only have this to say, Don't waste your money or time on this credit card!! Wow! Phillis I can only wish I was as smart as you. I wasn't told I needed to get information from my receipt. I don't think I'm the only one that doesn't read everything on the receipt. Anyway I just kissed my $25.00 goodbye! I can only hope that Wal-mart trains the employees to let the customers know how to use this card! So this doesn't keep happening! Good day! to all!!
this card is the most bullshitish thing i ever wasted money on. i forgot my pin so these motherfuckers blocked my card and i cant acces my funds. good thing its only 30 dollars. to 'everyone' dont waste ur money on this piece of shit!!!!!!!!
This card is no good. The thing I can't understand is the 3.00 service charge. what is the 3.00 for when you load the card? I didn't use my card for 3 months and when I put $ on it they took out the fees for the months that the card was not used. I called and ask if I was trying to buy something right now and was 9.00 short on my card, would walmart approve my sale since they took the 9.00 off. the tech said NO. I let her have it, and I told her I was going to do my very best to make sure the people I know will never buy a card or anything else for any walmart again.. TO THOSE OF YOU WHO CARE WALGREENS HAS A VISA THAT IS FREE TO LOAD AFTER THE FIRST TIME, AND HAS NO MONTHLY SERVICE FEE. WALMART ALREADY GETS ENOUGH FROM IT'S CUSTOMERS, IT DON'T NEED TO BREAK THE ONES WHO ARE ALREADY IN A BIND EVEN FURTHER. HOW DOES THAT MAKE YOU FEEL WALMART??? I KNOW YOU JUST WANT ALL THE MONEY, AND ARE NOT WORRIED ABOUT THE ONES THAT ARE HURTING.....
This thing is a joke!! Wife picked up the card and called the toll free number, she never knew the joke she had just got involved with. She was literally on the phone for 15 minutes telling the "automated" help everything about her, her personal life, and even her social security number before it finally switched over to a customer rep. The guy told her with a pleasant (hardly understandable) tone everything was setup and assured her the card was ready to use.
All was good till we tried to use it- card declined!! WTF, we just put the money in so how could this be? I-877 tinhead was called again only to find out the card was refunded with no way to actually talk to someone. The system gives the message and hangs up on you- yes, bad manners isn't it!! So off to the website. There is another 1877 number with the same motive- either take money or hang up.
No on-line contact either, they want you to send them a letter, yeah- a letter to their address!
Heed mine and others' warnings- stay clear and far away from this card. A 30 minute trip to town, about 1/2 hour of a machine hanging up on us, and 10 days to get a refund is where we're left at now. A learning experience for sure- and all thanks go to walmart money card
The employees are unhappy in the store. They keep hiring more people in the auto department. They have to many people but nothing gets done. They are so upset with there pay and benifets that they just act like they are working. No customers in front of me they took 3 hours to install a battery. One of them was in the restroom for an hour because I used it twice and seen them. they complain about the pay in front of costomers.
this walmart card is a big joke. i did a deposit at the spartanburg, sc walmart on 04/04/2011 in the amount of 447.00 and on 04/06/2011 the manager of that store contacted the card company and said to with draw my cash money deposit. now after numerous attempt (10) and 13 days later and my account is a -311.04 they still cant tell me anything, they have a copy of my reciept and every day that i call they tell me they are working on it. wow wonder who is going to pay all of my late charges on my bills. what ever you do dont purchase one of these cards they are a BIG rip off
some done follow instructions properly can't be anything else unless they are stupid . Got one for my daugther and myself,when she is ready to pay bills ,and so on just go to wal-mart reload the card and 5 to 10 min. it's there!I'm exuberantly happy!shaw
You can activate your card online without the receipt guys, i just did it & it took me about 5 minutes the most :)!
I will never be without my moneycard. I got and followed the easy instructions I received from a Wal-mart clerk. It will not allow me to go over my balance saving me $35.00 per over draft. I know bank cards are now like that but I had my moneycard long before that.
It took a total of 1hour to get this card activated, when I finally reached a live person, you could not hear anything she was saying due to the all the partying in the background. I tried on line--YOU HAVE ENTER AN INCORRECT NUMBER.over and over.I had the card in my hand. I became so upset with this whole situation and frustrated I stared crying and felt like screaming.
Iwould never suggest this card to anyone. Unless you want to be on the edge of a stress breakdown.
NEVER AGAIN
Who are these people??? When you get to finally speak to someone, it's like they are reading everything and you are not to ask any questions because they get confused!! We can thank our goverment for outsourcing.
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